Dick Gravino, president of PCFS Mortgage Resources and executive vice president of The Provident Bank, will retire at the end of the year, Provident has announced.Vince Rinaldi, Provident's executive vice president, has been named to succeed Mr. Gravino, the bank said. Mr. Rinaldi will remain president of Information Leasing Corp., another Provident subsidiary. Mr. Gravino joined Provident in 1995 and founded PCFS Mortgage Resources. Before joining Provident, he worked in the financial services industry for 32 years, 27 of them with Household Finance, the company said. PCFS Mortgage can be found on the Web at http://www.pcfs.com.

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