Principal Residential Mortgage, Des Moines, Iowa, has announced what it termed a major expansion in the Western states with the planned opening of new wholesale offices in Portland, Ore., and Phoenix in the first quarter of 2004.Katherine Gardner, formerly the Denver regional director for principal's wholesale channel, has been named regional vice president for wholesale and will continue to be based in Boulder, Colo. In addition, the following staff members have been named regional directors: Tom Malloy, replacing Ms. Gardner in the Denver post; Sue Hall, for the new Phoenix office; and Tom Tough, for the new Portland office. The company can be found on the Web at http://www.principal.com.

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