Susan Barnes has been named practice leader and head of the Standard & Poor's Structured Finance Residential Mortgage group in North America.Ms. Barnes, previously the senior analytical manager of the residential mortgage group, will manage all of S&P's U.S. residential mortgage-backed securities activities, products, and analysts, the rating agency said. Before joining S&P in 1993, she worked at Citicorp Securities Markets and was previously employed at mortgage companies in both the primary and secondary markets. S&P said Ms. Barnes' activities in recent years included the development of "market-leading RMBS criteria related to anti-predatory-lending laws." S&P Ratings Services can be found on the Web at http://www.standardandpoors.com.

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