Over two-thirds of consumers say it is a good time to buy a home, according to a Fannie Mae survey, but 52% believe it is difficult to qualify for mortgage.

Fannie's February survey picked up a seven-point jump in the percentage of respondents who said it would be difficult to get a mortgage. Meanwhile, respondents who expect it would be easy to get a mortgage fell to 45% in February, down from 52% in the prior month.

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