The Treasury Department on Tuesday released a sample 4-page form that will replace mortgage disclosure requirements of the Real Estate Settlement Procedures Act and the Truth in Lending Act. The form can be
The improvement of mortgage disclosures is a top priority of the new Consumer Financial Protection Bureau. See story below.
The streamlining is designed to further expedite a process which allows mortgage companies to get a case number for loans on single units even if the building they're in doesn't have one.
Homebuyers applying for Federal Housing Administration loans in community property states are facing hurdles that current market conditions have heightened.
Insurance claims dropped in 2025, but covered loss amounts didn't follow, largely due to the severity of the Southern California wildfires, Rate reported.
The latest acquisition activity points to the importance of decisions lenders make regarding their MSRs in 2026 and some considerations unique to each company.
President Donald Trump administered Federal Reserve Chair Kevin Warsh's oath of office in a ceremony Friday morning. Warsh is expected to pursue changes at the central bank, including a push to reduce its $6.7 billion balance sheet.
Federal Reserve Gov. Christopher Waller said in a speech Friday that he favors holding interest rates steady until energy prices fall, but noted that the central bank should be ready to hike rates if inflation gets too far out of hand.
