Editor's note: Today we are rerunning one of favorite Joel Pate columns. We hope you enjoy it.What were you doing in 1999? Do you remember?
Well, in 1999, I had 16 spec houses for sale. I was running a housing business that was running out of cash very quickly. I was doing my best to stay afloat. I needed more pull through and I started looking around for a resource to help me. Sound familiar?
I needed to get more customers qualified. I came across a particular credit repair company. Later, in about 2002 or 2003, the Federal Trade Commission lowered the boom on them and they were out. I wonder how much money they took from consumers before they were shut down.
The point I want to make: In 1999, credit repair companies were lying to consumers and too many are lying today. As you know, the government is cracking down on companies and industries that take money from consumers before performing services. Of course, it is one thing to charge customers upfront and then actually perform the service, return calls, refund money to unhappy customers vs. to take money up front and disappear. These hucksters are the reason the government has had to institute laws in the first place.
To try to help you understand the credit repair industry, I have completed a short report on the credit repair industry and I have compiled a list of credit repair companies that I believe are trustworthy and that you should consider doing business with.
Dedicated to helping you help your customers improve their life while making money for your family. That is very rewarding.
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