Origination

In the joint report with the Federal Trade Commission on debt collection practices, the CFPB said it had initiated four enforcement actions last year, had resolved one case and has five others pending.

Closing times for refinances have fallen dramatically due to mortgage lenders' increased emphasis on home purchase loans.

Housing inventory hit positive territory for the first time since 2015, but starter home volume is at a low for recent years, according to Trulia.

Joseph Tomkinson, who first pared down and then rebuilt Impac Mortgage Holdings in the aftermath of the housing crisis, is stepping down as the company's chairman and CEO.

The share of mortgage refinance applications dropped to its lowest level in nearly 10 years as interest rates continued to climb.

Sales of previously owned homes rose more than expected in the first gain in three months, indicating that job gains and tax cuts are supporting demand despite low supply.

Thanks to eager homebuyers, the Albuquerque metro housing market continued an upward trend last month, despite a short supply of single-family homes for sale.

Home sales took off in the Portland area last month, perhaps as buyers tried to get ahead of rising mortgage rates.

Banks say that an appeals court’s decision to ease restrictions will allow them to warn customers more easily when loans are past due or accounts have been compromised. But consumer groups argue that the decision gives financial firms license to market their products more aggressively and could lead to more harassing phone calls over unpaid debts.

From mixed messages about enforcement to complexities about which loans have to be reported, here's a look at five pitfalls to avoid when adjusting to the new HMDA compliance requirements.