Origination

Studying borrowers' credit characteristics and tightening quality control are more important to how mortgages perform than the size of down payments.

Accurate data is critical in the mortgage business. Yet, we often forget exactly how much data goes into every loan file, and that the amount of data continues to grow every year.

The Federal Housing Administration's new foreclosure relief options for nonborrowing spouses of reverse mortgage customers will increase loan servicers' costs, and some question how many consumers they will actually help.

WinWater Home Mortgage is preparing another plain-vanilla private-label residential mortgage securitization.

During last year's fourth quarter, commercial and multifamily loan originations increased by 11% from the same time a year before, a new report by the Mortgage Bankers Association says.

Embrace Home Loans, a direct mortgage lender in Newport, R.I., has partnered with Rockland Trust, to process, underwrite and close loans for the Rockland, Mass.-based bank.

While many of the lenders and investment firms seeking to profit from higher-risk mortgages are working to revive the business of bundling such loans into bonds, Citadel, one of the biggest players, is in no rush to see that happen.

The level of success we achieve in life has much more to do with our tenacity than our talent.

Home prices were up 5% in December from a year earlier, according to CoreLogic.

When Seattle Mayor Ed Murray created a blue-ribbon panel on housing affordability in September, he used the word "urgency."