Origination

The Lasting Impact Award honors an individual, group or company responsible for a technology initiative or development proven to have an enduring influence that's transformed mortgage finance. Learn about this year's finalists and see who won the 2014 MT Award.

Incentives for companies aren't the same as incentives for people. The QRM risk-retention rule doesn't solve "IBG, YBG" — "I'll be gone, you'll be gone." Banks appear to have been slow to adopt clawback policies for individual lenders.

Activist investment firm Corvex Management reported a 7.1% stake in American Realty Capital Properties, the U.S. real estate investment trust that has plunged since disclosing accounting errors two months ago.

Renters paid $441 billion for apartments and houses this year, a $20.6 billion increase, as fewer Americans owned their homes and landlords with tight inventories raised leasing charges.

Student loans are now cited most often by young buyers as the main expense that prevents them from saving for a down payment on a house.

After 2014's sweeping reforms, which put huge strain on lenders' operations, 2015 may not look so bad. But big potential changes still loom

Black Knight Financial Services reported that U.S. home prices were up 4.5% in a year-over-year comparison during the month of October.

Home prices in 20 U.S. cities rose at a slower pace in the year ended in October, putting the market on better footing heading into 2015.

The Lenders' Choice Award commends the technology provider that offers the best customer service, value proposition and overall user experience. The winner is selected by a vote of industry professionals from mortgage lending and servicing institutions. Learn about this year's finalists and see who won the 2014 MT Award.

Home sales in November plunged compared to a year earlier, according to data published Monday by Redfin.