Origination

Interest rate risk. Demanding regulatory and GSE standards. Shifting demographics. These are among the reasons that lenders will have a hard time balancing the call for affordable home loans with legal and market realities.

Homebuyers had to put slightly more money down on a conventional 30-year fixed-rate mortgage during the second quarter, reversing an 18-month downward trend, according to LendingTree.

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A federal judge has dismissed an attempt by the New York Bankers Association to block a New York City law requiring an evaluation of community investments made by banks holding the city's deposits.

GoldenTree Asset Management has agreed to buy the assets of Origen Financial, a real estate investment firm, for $47 million.

New regulatory and investor compliance requirements have put a renewed emphasis on quality control measures. But lenders are discovering the additional costs of these efforts are outweighed by the savings from originating fewer defective loans.

The draft released by the top Financial Services Committee Democrat would remove adverse information from credit reports and require consumer data furnishers to retain records.

Mortgage applications fell to their lowest levels in nearly 14 years over the Labor Day holiday, according to a report Wednesday from the Mortgage Bankers Association.

A majority of U.S. teenagers consider homeownership part of the American dream and expect to perform many steps in the home buying process online, according to a recent survey.

Real estate investment trusts don't pose the credit risk to the Federal Home Loan Bank System that regulators claim they do, said the CEO of Two Harbors Investment Corp.