Origination

Lenders and Realtors are hailing a new law that delays flood insurance premium increases, but unless the government takes actuarially prudent measures, rising sea levels could cost taxpayers dearly.

The OCC reports that $30 billion in HELOCs will reach the end of their initial draw period in 2014. That’s just the beginning.

A survey by the Mortgage Bankers Association points to a solid increase in March new home sales after a slow start to spring selling season.

From hyper-personalized "one-to-one marketing" to ad campaigns that narrowly target veterans, originators are seeking vendors' assistance in their efforts to retain and grow volume.

Done right, the mini-correspondent channel is a legitimate way to create mortgage servicing rights, but the annals of the mortgage industry are filled with solid ideas that went terribly wrong.

The Consumer Financial Protection Bureau has invited consumers to complain about getting a mortgage and it is getting plenty of responses.

Mortgage lending is contracting to levels not seen since 1997 as rising interest rates and home prices drive away borrowers.

Some nonmortgage technologists think lenders are behind the times when it comes to reaching consumers, and they can help.

The rock and hard place between which lenders have found themselves in regard to the use of hiring screens and disparate impact (in hiring) just got a bit softer.

The Mortgage Bankers Association lowered its 2014 origination estimate after a disappointing March report on home sales.