Origination

The Federal Housing Administration is struggling with a high premium structure and competition from VA and GSEs.

The Office of the Comptroller of the Currency says institutions are taking a "proactive" approach to the dealing with potential payment shock on resetting home equity lines of credit.

Underwriting is back in style and underwriters are in high demand as the requirements of investors and regulatory considerations require more documentation and more scrutiny around whether a borrower can pay back the loan.

Borrowing short and lending long, which crashed the thrift market in the 1980s, and lowering underwriting standards, which crashed the mortgage market in the last decade, are rearing their heads again.

Third Federal Savings and Loan in Cleveland is planning to expand its residential lending into several additional states.

A cybersecurity firm claims many large and small mortgage lenders are being careless with customers’ personal and financial data.

Elected officials from President Obama to the new mayor of New York want to kick-start a building boom in affordable housing.

Home Affordable Refinance Program loans are receding with overall refinancing, but in January they still looked to be running at about 23% of agency refis. The program ends next year.

Black Knight Financial Services is seeking a buyer for PCLender, one of its three loan origination systems, three years after acquiring it.

Mortgage rates increased as the improving job market bolstered speculation that the Federal Reserve will keep scaling back its stimulus.