Origination

Blacks and Hispanics are likely to find it more difficult to obtain credit or face paying higher prices when the "qualified mortgage" rule goes fully into effect, a process that could take up to seven years.

The new qualified mortgage rule is pressuring vendors of loan origination systems to work with lenders to recode their units. There's a lot of work to be done before the Jan. 10 deadline.

The company reports earnings of $36 million in the third quarter, as a $13 million pretax charge helps to reduce results by 38%.

The new organization aims to help mortgage lenders improve their business practices through collective strength.

U.S. attorneys general offices in Georgia and California are examining potential violations tied to Countrywide Financial, the subprime lender Bank of America bought in 2008.

BOK Financial Corp. develops correspondent program to expand its mortgage business nationwide.

The cost to originate a home loan is skyrocketing as lenders try to comply with stricter rules to catch problem loans. Technology would better automate the loan process, but can small lenders justify the investment?

Declining refinance volumes that forced mortgage companies to trim staff and fire loan officers finally register in industry job numbers.

HUD's new rules change the underwriting focus to the borrower's credit instead of life expectancy.

Drop the baggage holding you back to raise your loan production.