Origination

Credit unions are showing a healthy 5.2% annual growth in lending, but the overall loan-to-share ratio, 57.1%, remains at its lowest point since 1994.

Minnesota would set aside revenue from a proposed cigarette tax increase and corporate tax changes as a backup, should gambling revenue continue to fall short of the amount needed to make payments on bonds for a new Minnesota Vikings football stadium.

Security National Financial Corp.’s residential mortgage business saw a near 30% increase in revenue in the first quarter on a year-over-year basis.

The qualified mortgage rule is a special carve-out to the ability to repay requirement.

Home sales probably rose in April to the highest level in more than three years, extending gains in residential real estate that are giving the U.S. expansion a lift.

The Securities Industry and Financial Markets Association has confirmed the appointment of Judd Gregg as CEO and also appointed Kenneth E. Bentsen Jr. as president of the association.

An unexpected extra in your marketing can get a prospect to re-read it closer.

San Francisco is considered to be the least affordable market in the nation for housing.

The Mortgage Grapevine is a place where people can comment, not just about what is happening in the lending business, but on many other topics, including politics and government.