Origination

Many clamored for the authorization of electronic signatures for the 4506-T as it completes the set of key predisclosures in the origination process that can be e-signed.

To entice more Home Affordable Refinance Program refinancings, lenders may contribute up to $2,000 toward the borrower’s closing costs or other fees by reducing the loan amount.

The provision tucked into the qualified mortgage rules released in January would impose a 3% cap on points and fees that bank affiliates can charge consumers for home inspections, closing costs and a range of other mortgage-related services.

House prices rose 8.3% in 2012 after falling for the past six years, including a 4.7% drop in 2011.

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Freddie Mac’s fourth-quarter refinance data show refinancing borrowers were able to take advantage of the deepest rate cuts available in quite some time during the period.

Executives and board directors from mortgage technology developer Ellie Mae rang the opening bell at the New York Stock Exchange, signaling the opening of the trading day on Feb. 4.

A Federal Reserve Board survey found that banks are continuing to maintain tight underwriting standards with respect to single-family loans.

A Mortgage Grapevine poster is asking for some opinions regarding a client who has both a W-2 and is self-employed.

The early returns in the Origination News 2012 Loan Officer Survey shows volumes higher than in 2011. Credit: © Texelart - Fotolia.com