Resources

The mortgage industry is on the brink of digital revolution, prompting lenders to prioritize investments in technology.

Consumer data moves around more easily in the fintech era of banking on our phones, but is it safe for them? This can't-miss session is a state of all things consumer data and how to use it responsibly.

Join us for a deep dive session on a recent homebuyer study we conducted that reveals the good, the bad, and the ugly parts of buying and financing a home. We'll map out current home buyer expectations, plus tangible ways you can meet them immediately.

There's no way to sugar-coat it, we are in a tough market. In the interest of helping you to better understand borrower perceptions and expectations so you can navigate this market, Arizent/National Mortgage News surveyed more than 1,000 U.S. Consumers earlier this year. The findings were fascinating.

Appraisal fees are tricky, without the right data or insights it can feel like pure guesswork. This lack of knowledge can lead to unexpected and unknown costs - revenue leakage - that can quickly eat away at margin.

The vast majority of closings continue to take place in person. Fortunately, new technology is improving in-person closings.

First-time homebuyers play a critical role in sustaining the housing ecosystem. This research from Freddie Mac uses a new methodology to evaluate the local affordability for future first-time homebuyers, including a unique way to calibrate the affordability measure by race and income groups.

Approximately 13% of all purchase mortgage applications — a total of nearly 650,000 — were denied in 2020, according to Housing Mortgage Disclosure Act data. Although the housing finance industry may understand the basic denial causes, discovering how applicants respond after a denial can inspire potential solutions to increase the pool of approved applications going forward. Learn more from a new survey conducted by the Freddie Mac's Market Insights team.

Millennials have surged into rental markets recently, but many high earners in this demographic are more prepared for homeownership than they realize. When they learn about the array of flexible mortgages out there — in particular, the affordable loans with extremely low down payment options available to them — they can often realize their dreams much faster.

A deep dive session on current homebuyer attitudes, motivations, and behavior as well as mortgage lending 'trends' that are quickly becoming table stakes.