CreditXpert has worked with innovative lenders to build a platform that utilizes credit to qualify more applicants, make better offers and close more loans. CreditXpert helps you increase transparency and help ensure that EVERY applicant has the opportunity to qualify for the best rate and terms.
In the world of mortgages, data is everything. But what happens when your database is cluttered with inaccurate, incomplete, or outdated information? The result is a recipe for disaster, leading to costly errors, compliance issues, and missed opportunities.
Accelerate key steps in the mortgage process by freeing up valuable time and energy spent on traditionally manual tasks and activities. Manufacture, acquire and service loans up to 80% faster and significantly reduce risk.
In the race to capture the mortgage customer, student lenders have a head start. But what if you didn't originate the student loan? Are you locked out of that long-term opportunity?
Liars will go to great lengths to deny wrongdoing. So what do you do when someone claims innocence, yet your suspicions remain? That's what one Freddie Mac Single-Family Fraud Risk (SFFR) investigator experienced in a case in which the denials were so convincing, the perpetrator got away with the crime. But not for long. Read the summary report to find out more.
Mortgage rates have increased from 3% in early 2022 to more than 7% in November 2023, more than doubling in the past year. As rates rise, the pool of homebuyers who would qualify for the current average loan decreases notably. But at what point do higher rates become too high for consumers? Learn more from a recent Freddie Mac analysis.