Compliance

Housing and Urban Development Secretary Julian Castro challenged lenders to make more mortgages, saying the credit pendulum has swung too far on the side of caution.

Exclusivity provisions in marketing services agreements are not per se illegal, but their inherent anti-competitive nature and inherent suggestiveness of consumer steering could be a regulatory concern.

Ginnie Mae on Monday released updated net worth and liquidity requirements for issuers of mortgage-backed securities.

The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation-and-warranty framework that will limit lender liability on buybacks of legacy loans.

WASHINGTON — Two key Democrats are asking the Government Accountability Office to investigate the financial stability of nonbank mortgage servicers and potential harms to borrowers.

Life insurance companies' returns from commercial mortgages in this year's second quarter fell slightly to 2.23%, according to the LifeComps Commercial Mortgage Loan Index.

If they take control of the Senate next year, GOP leaders may want to show they can get legislative results ahead of the 2016 Presidential election.

• MT Award Winners
• Remembering Steve Fraser
• CFPB eClose Pilot

Freddie Mac has extended First American Mortgage Solution's approved distributor license to resell Freddie's valuation tools.

Home retention strategies outpaced foreclosure sales in August by a five-to-one ratio, according to the Hope Now alliance.

Changes to representation-and-warranty contracts are also expected to be announced at the MBA Annual.

Mortgage lenders are threatening to halt lending on condominiums in Nevada after the state Supreme Court upheld a law allowing homeowners associations to foreclose ahead of first mortgage holders.

Many lenders think home loans are off-limits for undocumented immigrants because they lack Social Security numbers, but higher-cost loans using borrowers' individual taxpayer identification numbers are available and being made by a handful of firms.

The Obama administration is pushing to ease access to mortgage credit, particularly for first-time homebuyers, but it doesn't appear likely it will employ one of its most readily-available tools.

The lackluster earnings season for regional banks continued. Executives at Fifth Third and BB&T shared concerns about margin shrinkage and other forces beyond their control, and they provided contrasts in expense control and management of interest rate uncertainty.

There has been a major shift from last summer when investor interest was so high it was outpacing inventory and blocking out other buyers.

Mortgage professionals need to get enough business done to justify a trip to the Mortgage Bankers Association's annual convention. Here's how to make sure that happens.

A mortgage group president expects lenders are going to have to gain market share to grow their businesses over the next year or two.

New federal regulations have fueled significant year-over-year increases in compliance spending for all lenders, especially midsized firms.

Bank of America reported disappointing third quarter results amid questions regarding whether the bank will be able to reduce expenses in its legacy mortgage business as quickly as expected.