Compliance

A lender promises to be “ready to close" loans within 15 business days of receiving an appraisal—a far cry from where the mortgage industry once imagined it was heading.

An executive says lenders can ease up now that putback risk has been reduced.

He also calls for a cut in fees for title policies, but no one can find where it is in the budget.

ALTA's guidelines have a number of implications for mortgage lenders.

Freddie Mac’s regulator capped its multifamily production at $26 billion last year.

The price the bank had to pay related to Countrywide mortgage fraud claims escalated over time, exemplifying the government’s willingness to seek draconian penalties against banks it deems acted intentionally.

Litigants had dropped some objections over the last two years given housing-related improvements in private-label residential mortgage-backed securities performance, according to a Fitch report.

A little-noticed charge taken by Regions Financial in the fourth quarter may portend that other banks have not been adequately reserving for modified home loans, known as troubled debt restructurings.

There's an elephant in the room amidst discussions on how to unwind Fannie Mae and Freddie Mac—the two government-sponsored enterprises are now making money hand over fist.

Hundreds of millions of dollars in mortgage-fraud settlements are providing a windfall to state attorneys general—and creating a new class of political winners and losers.

The portfolio also has an average loan size of $265,833 and is 100% first lien.

Right now, there are contradictory messages between servicers of what is compliant. Utilizing technology can help servicers remain compliant to all of the industry regulation in effect today.

The settlement is part of CEO Brian Moynihan’s efforts to resolve liabilities tied to faulty mortgages that have cost the company at least $50 billion since the financial crisis.

The pool has a relatively high concentration of 11 hotel properties securing close to 21% of the allocated loan balance.

Alaska is the last on a very short list of states that have digitized 100% of their real estate and land inventories.

The real estate investment trust recorded a consecutive-quarter earnings gain on Thursday that reflects slower prepayments in its agency adjustable-rate mortgage portfolio during the last three months of 2013.

The rebranded Arch Mortgage Insurance Co. is ready to start underwriting policies on loans from all originators, not just credit unions.

Chances that Congress will move this year to wind down or transform the GSEs are dimming as lawmakers confront a split among Senate Democrats and a change at the regulator of the mortgage finance companies.

Disparate impact alleged in Fair Housing Act complaints remains a high concern for mortgage originators as they enter the new era of the qualified mortgage.

Mortgage companies, including mortgage servicing and property preservation firms that invest in the wrong type of data drilling and search engine optimization tools, can be in big trouble.