Compliance

Community bankers should continue to bolster lending despite challenges created by compliance with a host of new Dodd-Frank regulations.

A U.S. judge sided with a bond insurer in a closely watched case over representation and warranty putbacks in residential mortgage-backed securities.

The overall volume of resolved securitized commercial mortgage loans dropped slightly in January, resulting in higher loss severity rates and loan losses at greater than 2%.

Felony charges were filed against Gilbert Chung who pleaded guilty for conspiring to rig bids and commit mail fraud at public real estate foreclosure auctions.

Lenders will have to wait for the courts to resolve the validity of Richard Cordray’s recess appointment to be the first Consumer Financial Protection Bureau director.

If and when they are done right, downpayment assistance programs work, according to Wells Fargo.

Freddie Mac has further expanded the number of its Borrower Help Centers by opening three new branches in Atlanta, Las Vegas and Los Angeles.

Sen. Michael Crapo said he wants to usher in a new era of bipartisan cooperation as the Banking Committee's top Republican.

The U.S. Justice Department filed a complaint accusing McGraw-Hill and Standard & Poor's of three types of fraud, the first federal case against a ratings company for grades related to the credit crisis.

Freddie Mac’s fourth-quarter refinance data show refinancing borrowers were able to take advantage of the deepest rate cuts available in quite some time during the period.

Currently, millions of homes throughout the country have moderate to severe physical housing problems.

CitiMortgage has responded to recent allegations that it and other large banks engaged in deceptive practices when force-placing insurance policies on borrowers, saying it follows federal rules and guidance in this area.

There is strong capital markets interest in securitizing renewable energy loans, and property assessed clean energy loans associated with commercial properties will probably be one of the first types securitized.

Nationstar Mortgage Holdings closed the purchase of mortgage servicing rights of roughly $97 billion in unpaid principal balance loans and certain other assets from Bank of America.

The composite score for the U.S. commercial property market remained stable in 2012 and suggests the market will continue to remain stable.

Transparency in commercial mortgage-backed securities loan modifications has gotten better but it is still not perfect.

Residential Capital completed the sale of the originations and capital markets platform to Walter Investment Management Corp.

Gilman Law LLP is building up a class-action federal lawsuit that targets homeowner’s hazard, flood or wind insurance placed by CitiMortgage, Citigroup, American Security and Assurant.

Sen. Elizabeth Warren, the architect of the Consumer Financial Protection Bureau, is in a unique position to help rescue the agency from a legal morass that threatens to undo much of its work.

Moody’s Investors Service finds commercial mortgage-backed securities loan credit quality indicators favorable for the time being but is cautious about 2013.