Compliance

One part of the commercial mortgage-backed securities market to watch closely for changing dynamics and hidden risk or opportunity is the retail sector.

By only stalling the foreclosure process longer than it should be, homeowners who fall prey to pretender defenders are losing large sums of money.

Veteran bond market executive and researcher Mark Adelson is joining BondFactor as its chief strategy officer.

Regulators released new details on how they will enforce restrictions on charter swaps by troubled banks.

According to figures compiled by National Mortgage News, UBS was one of the largest underwriters of nonprime MBS during the housing boom.

Florida has moved ahead of Nevada as the state most at risk for mortgage fraud.

National Mortgage Insurance Corp. has been cleared to issue mortgage insurance policies in 13 states.

UBS is set to argue that the U.S. Court of Appeals in Manhattan should overturn a lower-court ruling allowing the Federal Housing Finance Agency to pursue its lawsuit over losses on $6.4 billion in mortgage bonds.

Recriminations about what caused the greatest mortgage meltdown in U.S. history continue to play out in various ways.

Congress will need to raise the National Flood Insurance Program's borrowing authority to cover expected claims due to the flooding caused by Hurricane Sandy.

If you don't give a refinance applicant this notice, you could be sued.

The fiscal year 2012 actuarial report shows that Federal Housing Administration loans originated in FY 2003 through FY 2009 continued to deteriorate in terms of their cumulative claim rates.

Wells Fargo & Co., the biggest U.S. home lender, must face a lawsuit that accuses the bank of overcharging veterans under a federal loan-refinancing program.

Credit Suisse's misconduct and deceit was at least partially responsible for more than $11 billion in losses suffered by investors in its boom-era residential mortgage securitizations, New York's suit claims.

Prosecutors said from March to October 2009 Lorraine Brown instituted “a surrogate signing policy whereby employees signed, not their name, but the names of other employees on thousands of mortgage documents that were notarized and filed across the country.”

Federal Reserve Board Chairman Ben Bernanke warned policymakers not to delay taking steps to avert a fiscal shock that would cause the economy to fall back into recession.

Eligible borrowers may ask for an independent review of their mortgage foreclosure file if they believe that they were financially injured as a result of servicer errors, misrepresentations or other deficiencies in the foreclosure process.

The decision means the company must prepare to defend itself against allegations by the Federal Housing Finance Agency of wrongdoing in the sale of securities backed by residential mortgages.

Signs are evident that health is returning to the housing and mortgage markets as the days of no downpayment, speculators and strategic defaults are fading.