Data and information management

The reduction in mortgage demand has some credit unions reaching down to slightly lower credit scores.

Economic growth will rebound in the second quarter, averaging 3.1% over the next six quarters, but the housing market may not be as strong due to constraints on lending, according to bank economists.

Small lenders have slashed their payrolls by 9,000 workers this year.

Home price appreciation during the first quarter of 2014 resulted in 312,000 borrowers regaining equity in their properties.

Mortgage rates in the U.S. rose, increasing home-loan costs for the first time in six weeks.

Lenders across the country reported increased demand from consumers and businesses, continuing a prevailing trend from earlier this year, according to the Fed’s Beige Book.

Economists and housing experts maintain that the housing crisis is long over, but many Americans beg to differ.

While lenders do not survey applicants on sexual orientation for their Home Mortgage Disclosure Act reports, a look at the data on same-sex couple applicants is intriguing.

Mortgage applications fell for the second consecutive week even as interest rates decreased to their lowest levels in the past year.

National home price appreciation slowed for the fifth straight month in May, continuing a trend that's expected to continue into the summer selling season.

Delinquency rates for commercial and multifamily loans declined in the first quarter, according to the Mortgage Bankers Association.

Lenders are doing a much better job closing the loan applications they are getting, and they are doing so in a shorter period of time. Tight credit has not increased the risk that a loan will fail to close.

Contracts to purchase previously owned homes rose for a second month in April, a sign the residential real estate market is stabilizing after a weak start to the year.

Mortgage rates fell for a fifth week, reducing borrowing costs as home-price gains slow.

Retail single-family mortgage originations by banks and thrifts fell in the first quarter to the lowest point in six years while profits from their mortgage businesses dropped to 2011 levels.

Toll Brothers reported fiscal second-quarter profit that more than doubled as the company increased prices and delivered more properties.

Mortgage applications dipped slightly for the week ending May 23 compared with the previous week, according to the Mortgage Bankers Association.

Declines in mortgage-related revenue and trading income helped pull first-quarter earnings down 7.6% from the industry's profit a year earlier, the Federal Deposit Insurance Corp. said.

Purchases of new homes rose in April for the first time in three months as buyers took advantage of falling mortgage rates.

Servicing income rose last year but not enough to offset other expenses.