Data and information management

Credit unions are showing a healthy 5.2% annual growth in lending, but the overall loan-to-share ratio, 57.1%, remains at its lowest point since 1994.

Home sales probably rose in April to the highest level in more than three years, extending gains in residential real estate that are giving the U.S. expansion a lift.

San Francisco is considered to be the least affordable market in the nation for housing.

As a result of the new qualified mortgage rule from the Consumer Financial Protection Bureau, nearly half (44%) of credit unions in a survey indicated they will cease originations of non-qualified mortgages, while another 44% will reduce originations.

The National Association of Realtors is projecting that existing home sales will rise 16% from 2012 to 5 million this year.

When it comes to counseling consumers on their financial health, home buying or home retention, an effective client management system can help with that process that takes place following an initial counseling session.

Data integrity is a key focus in quality control when it comes to getting a loan closed both efficiently and accurately in line with compliance.

House prices rebounded in 2012 as seven out of every 10 metro areas posted significant gains. But price appreciation will be more modest in 2013.

Margin compression once again overpowered loan growth in the first quarter, sapping banks’ traditional source of revenue.

In almost two-thirds of metropolitans throughout the country, buying a home is a better financial decision than renting for consumers who plan to live in the property for at least three years.

Signs of stronger consumer spending pushed rate-indicative bond yields and primary market mortgage rates higher on average during the week ending May 16.

Single-family housing starts in April fell 2.1% from the prior month, while multifamily starts plummeted 38%.

Through the first quarter, foreclosure starts fell 27% year-over-year while single-family building permits were up by 27%, according to data obtained by RealtyTrac from the Department of Housing and Urban Development.

Confidence among U.S. homebuilders improved in May for the first time in five months as buyers rush to take advantage of near record-low mortgage rates.

April home sales for Southern California sold at the fastest pace in seven years due to high levels of investor purchases and a strong demand for move-up housing units.

National housing affordability remained near historic highs through the first quarter.

U.S. households reduced debt during the first quarter by 1% to the lowest level since 2006.

Housing price gains and the critical role of valuations during the recovery may require lenders to watch over an appraiser’s shoulder.

The housing market is undergoing a very gradual recovery as more new households are choosing to rent over buying a home, according to Wells Fargo Securities.

With drastic declines in foreclosure numbers, it appears the foreclosure crisis is over for at least one state: Massachusetts.