Housing

If we can't identify adequate capital to bear mortgage credit losses when they are incurred, aren't we setting ourselves up for another series of bailouts in the next housing downturn?

Employment at nonbank mortgage banking and brokerage firms was steady in August, ending a six-month run of job gains.

Reven Housing REIT in La Jolla, Calif., plans to raise about $29 million through a direct public offering.

Thirty-year fixed-rate mortgages averaged 3.85% during the week ending Oct. 1 — merely a one-basis-point decrease from last week.

The long-delayed approval of the merger of M&T and Hudson City should have been a bright spot in postcrisis M&A, but a small footnote from the Fed quickly reminded bankers that dealmaking will remain a demanding process.

The Federal Housing Finance Agency is planning to issue a final rule in the next 12 months to require Fannie Mae and Freddie Mac to better serve underserved markets, including manufactured housing, the agency said Thursday.

The rate of mortgage applications dropped 6.7% in the week ending Sept. 25, according to the Mortgage Bankers Association.

The Asian Real Estate Association of America has launched a two-year partnership with Radian Group's mortgage insurance unit.

A bipartisan group of housing experts is seeking to inject more discussion about the mortgage market into presidential campaigns.

Existing-home sales are predicted to increase this month after an unexpected August drop, according to Auction.com's latest Real Estate Nowcast.

The key to housing finance reform is a new securitization model that allows the private sector to price and absorb the majority of housing credit risk.

Interest rates for mortgages decreased from July to August, according to the most recent data from the Federal Housing Finance Agency.

Home prices in 20 U.S. cities rose 5% in July from the same month a year earlier, propelled by improving demand and limited supply.

Home prices nationwide rose 0.4% from June to July, according to Black Knight Financial Services.

In this slowing economic recovery, the housing market is showing signs of resilience but still faces long-term challenges, according to a report from Stifel Nicolaus & Co.

Fifth Third's mortgage division has launched the Community Reinvestment Mortgage Special, a program designed to cover closing costs for mortgage customers buying or refinancing homes in low-income areas.

Contract signings to purchase previously owned homes unexpectedly declined in August for just the second time this year, signaling residential real estate might have difficulty building on recent momentum.

Roughly 60% of borrowers who used a mortgage to buy a home in Des Moines during the first half of 2015 were aged 25 to 34.

Fannie Mae will be facing more competition in the HFA market as Freddie Mac and the FHLBs become more active.

In the communities hardest hit by the housing crisis, some credit policy loosening will be needed to help the recovery, according to Pro Teck Valuation Services.