Originations

If you have millennial-age children, you're wallets likely will be thinner once they decide to buy their first home.

Fountainhead Commercial Capital has created a program designed to allow banks and credit unions to outsource Small Business Administration 504 loans.

The Department of Housing and Urban Development has selected current senior advisor and former Freddie Mac executive Ed Golding to head of the Office of Housing and Federal Housing Administration.

Lower-than-expected interest rates and greater demand for purchase loans has been a boon for both mortgage lenders and the crop of new or returning players providing warehouse lines of credit.

Farm banks have enjoyed several years of robust loan volume, but declining farm income has them on guard for increases in delinquencies and more eager to use government-guarantee programs.

The rate of Hispanic homeownership fell in 2014 to its lowest level since 1999, according to data by the National Association of Hispanic Real Estate Professionals.

Mortgage rates declined for a second week, sending costs for 30-year loans to their lowest in more than a month as the busiest homebuying season gets under way.

Home price appreciation has outpaced wage growth in more than three-quarters of U.S. housing markets, according to RealtyTrac.

The latest securitization of reperforming residential mortgages offers investors less protection against future losses than the previous deal, and has earned correspondingly lower safety scores from Fitch Ratings.

The Consumer Financial Protection Bureau may delay the Aug. 1 implementation deadline for new mortgage disclosure forms if vendors aren't ready, said CFPB Deputy Director Steven Antonakes.

Mortgage application volume elevated in the week ending March 20 as interest rates reached lows not seen since the beginning of the year.

In a reflection of the recovering housing market, consumer demand for home equity lines of credit is surging, according to the Consumer Banker Association's Home Equity Lending Committee.

If you and your staff are suffering from email overload, here is a list of handy shortcuts to use when corresponding to help get the message through.

If you thought the subprime mortgage-backed security was an artifact of the past, think again. Nomura Holdings and Angel Oak Capital have a deal that may help revive the part of the market that went bust during the crisis. Their success could encourage more banks to dip their toes back into riskier mortgages.

Lyle Gramley, the former chief economist of the Mortgage Bankers Association who prior to that was a Federal Reserve governor who helped battle a recession and inflation of more than 10% during Pres. Ronald Reagan's first term in the 1980s, has died. He was 88.

Purchases of new homes unexpectedly rose in February to a seven-year high as stronger job gains helped bolster industry activity amid severe weather.

Home prices increased less than economists estimated in January as traditional buyers took the place of investors, leading to smaller gains.

Much like in 2014, a multitude of factors, including record snowfall across the country and the West Coast port strike, contributed to a sluggish start to the year economically.

In the wake of confusion about the status of pre-approvals, an expert on compliance seeks to clarify, but exhorts the CFPB to do so, officially, "prior to the effective date of the new rule."

Mortgage professional hiring and new job appointments for the week ending March 20.