Originations

President Obama's 2016 budget plan tackled a host of big picture items for mortgages, including Dodd-Frank reform, FHA lending and GSE reform.

Intense scrutiny is rarely focused on condemnation clauses in security instruments, but they will set the tone for potentially drawn out litigation as the parties work through the complexities specific to condemnation.

The widespread return of the subprime mortgage business will be the big event for the mortgage industry in 2015.

Fannie Mae provided $28.9 billion in financing to the multifamily market last year that supported 446,000 housing units.

Joe Stafford knew that by learning the ins and outs of mortgage lending, he would be able to help those looking to finance their dreams.

Borrowers with lower credit scores accounted for a greater share of loan volume in December 2014 than they did in December 2012, according to a sample of mortgages processed by the Ellie Mae loan origination system.

D.C. is one of the only jurisdictions in the country to guarantee tenants the right to band together and purchase a building before the landlord can offer it to an outside buyer.

Many ask whether there is any such thing as a “safe” marketing services agreement for mortgages. The answer, unequivocally, is yes.

ReverseVision, which operates the largest technology platform in the reverse mortgage industry, suffered an outage with its RV Express system because of a hardware failure. It's the second technology disruption for the San Diego-based vendor.

Mortgage professional hiring and new job appointments for the week ending Jan. 30.

The Internal Revenue Service recently closed two audits of bonds issued in Colorado with no change to the bonds' tax-exempt statuses.

A program in Huntington Beach, Calif., is looking to help military members, safety officials, teachers and others buy homes.

By selecting a niche, originators do not need to have the best rates to attract new business.

MetLife Inc. stepped up its investment in commercial real estate last year, the life insurer announced.

In yet another revision of its mortgage rules, the Consumer Financial Protection Bureau proposed making it easier for small and rural lenders to make "qualified mortgages." Industry representatives said the changes are poised to make a big difference.

Contracts to purchase previously owned homes unexpectedly fell in December by the most in a year, a sign the industry’s recovery remains uneven.

The Consumer Financial Protection Bureau on Thursday proposed a series of regulatory relief measures for small institutions, especially those in rural areas, to help them provide credit while they try to follow the agency's tough mortgage rules.

The U.S. homeownership rate fell to the lowest in more than two decades in the fourth quarter as many would-be buyers stayed on the sidelines, giving the rental market a boost.

The reduction in the monthly mortgage insurance premium is an opportunity to fill a lackluster pipeline, but there are a few details originators need to be aware of that could cause them trouble.

Freddie Mac priced its first Structured Agency Credit Risk transaction of the year. The Series 2015-DN1 was upsized to $880 million from $775 million originally.