Originations

Two Harbors' first residential mortgage securitization of the year doesn't exactly break any new ground.

Jane Fraser, the CEO of CitiMortgage and head of Citigroup's U.S. consumer and commercial banking units, is handing responsibility for day-to-day global mortgage operations to her current mortgage lieutenant, CD Davies.

Capital markets hold the key to the future for the consolidating Wall Street landlords, but the path through is downright bloody.

As banks look to cuts costs and improve efficiency, many are actively trying to reduce the number of times they "touch" a loan file. The goal: get the application right the first time so it doesn't have to be sent back to the underwriter for time-consuming and costly fixes.

Lenders and homebuyers should not expect further reductions in Federal Housing Administration's mortgage insurance premiums this year, according to Housing and Urban Development secretary Julian Castro.

KB Home fell the most in almost three years after saying its fiscal first-quarter gross margin will narrow significantly and that it's unlikely to meet its goal of a 20% margin for 2015.

Fears that lower Federal Housing Administration premiums will negatively affect private mortgage insurance firms are overblown. If anything, the plan should be a modest positive for the overall housing market.

Paying attention to detail is important in the mortgage industry but being a control freak could damage your productivity.

The Consumer Financial Protection Bureau is launching a toolkit on Tuesday that will help consumers shop for a mortgage by finding the best rates in their area based on data the agency gathers from lenders.

Freddie Mac in the next month plans to approve three more lenders, including one bank, to make multifamily loans between $1 million and $5 million for GSE purchase and securitization, according to an official. Banks were not initially courted.

Senior citizens have more equity in their homes than at any period since the financial crisis, according to the National Reverse Mortgage Lenders Association.

Lenders should ensure they are not paying for referrals prohibited by the Real Estate Settlement Procedures Act when they purchase these from another company. Here's one way they can.

Lenders need to use nontraditional means of measuring a borrower's likelihood of default.

As we enter the new year, there is a real possibility that we'll be saying good-bye to historically low interest rates and the refinance business that has sustained many firms.

MGIC Investment Corp. said on Friday that its delinquent inventory dropped slightly in December compared to a month earlier.

With commercial real estate lenders continuing to slowly relax their underwriting standards, CMBS investors can't overlook the corresponding rise in risk.

Nonbank mortgage lenders added 3,800 new workers to their payrolls in November amid new proposals to offer low down payment conventional loans being announced.

Simplified has launched an ordering platform that delivers settlement services to lenders.

By targeting construction lending, 1st Financial Bank USA aims to expand beyond its hefty concentration in credit card loans while entering a business segment that has shrunk mightily since the financial crisis

Impac Mortgage Corp., a subsidiary of Impac Mortgage Holdings Inc., will acquire the mortgage operations of CashCall Inc., a consumer direct mortgage originator.