Originations

Here are 25 ways to honor a veteran on Veterans Day.

First Commonwealth Financial had avoided making home loans for roughly a decade before determining that it needed to add the products to compete more effectively against smaller banks. It added the product at a time when a number of other banks are scaling back.

The recent dip in mortgage rates isn't likely to spur a refi boom, but with the industry now into the fourth quarter of a tough year, many lenders are looking for ways to boost business.

JPMorgan began marketing another $402 million of securities backed by residential mortgages this week, adding to its robust pipeline of fourth-quarter deals.

Mortgage applications dropped for the second consecutive week as higher interest rates led to fewer refinancings.

In order to make homeownership more affordable, the FHFA should make sure that GSE guarantee fees fully recognize private mortgage insurance and restore the longstanding tax-deductible treatment of mortgage insurance premiums.

Some industry observers believe a CFPB pilot program may do what technology advances and e-commerce advocates have failed to accomplish for more than a decade: spark widespread adoption of e-closings.

National home prices are continuing to rise from a year earlier, but the rate of growth is slowing down.

Is the regulator is looking to ban this channel or providing a road map to lenders on how to do things properly?

Industry veteran David Applegate will serve as CEO of Common Securitization Solutions LLC, the new firm co-owned by Fannie Mae and Freddie Mac to develop a common securitization platform for the mortgage secondary market.

During the past week, consumer and industry groups have lobbied the agency in different directions, with consumer groups arguing the agency did not go far enough and lenders saying it went too far in seeking more data from lenders.

Mortgage aggregators that paid billions of dollars in fines over faulty loans may soon play a new role: plaintiffs in their own lawsuits against originators.

Bill Cosgrove intends to make the return of the first-time homebuyer his primary focus as the new chairman of the Mortgage Bankers Association.

A rise in shorter-term refinances and lower cash-out volume has contributed to the rebound in home equity.

Freedom Mortgage in Mount Laurel, N.J., continued its recent growth strategy by acquiring the assets of Continental Home Loans in Melville, N.Y.

The giant servicer picks its reverse mortgage CEO Otto Kumbar to lead its forward and reverse mortgage lending businesses.

Scrapping the Home Equity Conversion Mortgage and starting fresh could be the boost needed.

Although this is a benefit to lenders who make a mistake in calculating points and fees, it does not address problems associated with a lack of clarity in the rules.

Federal Housing Finance Agency Director Mel Watt has struck a conciliatory tone, seeking lenders' input and making loan-buyback rules more industry-friendly — a clear signal the administration thinks it needs bankers' help to reignite the tepid housing recovery.

TIAA-CREF and Jonathan Rose Cos. have launched a national fund dedicated to "green" and affordable mixed-income multifamily housing development.