Originations

The herky-jerky revival in residential real estate is causing headaches and strategic concerns for banks everywhere.

Nonbank mortgage lender LoanDepot is preparing to step into new consumer lending territory in early 2015 when it will start offering personal loans.

In less than one year, the new RESPA/TILA integrated disclosure final rule will take effect, impacting all aspects of lenders' origination processes and technology.

The Federal Reserve Board’s Beige Book said that lenders are cautious on residential lending but "fiercely competitive" over commercial lending.

The time has come for residential private-label mortgage-backed securities in Canada, but the market will look nothing like the United States'.

The collapse in U.S. home prices that stoked the worst recession since the Great Depression wasn't quite as severe as initially estimated, according to data from S&P/Case-Shiller.

Foreign-born nationals with U.S. citizenship have a lot of positive attributes that make them attractive mortgage applicants. What's even better is that millions are still renters.

National nonbank lender New Penn Financial has acquired Shelter Mortgage Co.

National Mortgage News and Mortgage Technology are pleased to announce the finalists for the 15th Annual Mortgage Technology Awards.

Mortgage applications increased slightly from a week earlier, as refinances hit their highest level since March.

Los Angeles County is taking steps to restart its Property Assessed Clean Energy residential program by early 2015.

DocMagic has partnered with Mountain America Credit Union to provide paperless loan closings to current service members as well as veterans.

Six years after Angelo Mozilo lost control of the largest mortgage lender in the U.S., and days after news that the U.S. Attorney's Office in Los Angeles plans to sue him, the Countrywide Financial Corp. founder is baffled by a new effort to punish him, proud of past triumphs and incensed by criticism.

Home prices continued to climb through the end of the summer, according to data released Tuesday from two separate market research firms.

Banks with large mortgage operations are struggling with lower profit margins, detrimental fair-value accounting rules and new regulations that add cost. The market is discounting their stocks as a result, but many of these banks say the blanket assessment is unfair.

Kofax, a maker of imaging and business process management software, is acquiring Softpro, a provider of fraud prevention and electronic signature software based in Boeblingen, Germany, for $34.7 million in cash.

New York Attorney General Eric Schneiderman has charged Evans Bancorp in Hamburg, N.Y., with deliberately failing to provide mortgages in minority neighborhoods in Buffalo.

Redwood Trust and the Federal Home Loan Bank of Chicago are revving up a program to buy and securitize jumbo loans and looking for signs that other FHLBs will participate.

Such a system will not erase past violations, but it can help convince a regulator that a lender is invested in doing business the "right way."

Lennar Homes and RBC Bank have formalized their unofficial agreement to help provide mortgages to Canadians buying homes in Southwest Florida.