Originations

Family wealth differences are having a more pronounced effect on consumer behavior as home prices increase, according to the Consumer Federation of America. And it does not look promising for homeownership hopefuls.

Some loan officer compensation plans are legal on a standalone basis, but their less-than-complete explanations in solicitations could draw the attention of regulators like the Consumer Financial Protection Bureau.

The new manual underwriting guidelines could make it tougher for some borrowers to get federally insured low-downpayment loans.

The Census Bureau made sharp downward revisions to previous monthly sales reports.

Interactive Mortgage Advisors is exclusively brokering the mortgage servicing rights, which have a wide geographic dispersion outside of a less than 19% Texas concentration and less than 10% California concentration.

This will be the year of the reemergence of the mortgage broker.

The consumer must purchase the flood coverage in combination with homeowners insurance. The company lays claim to being the first admitted carrier in the state to offer such coverage post-Biggert-Waters.

Wells Fargo economists see builders catering more and more to move-up buyers.

Some products are being revised while others are seeing greater interest as lenders look to remain under the 3% fee cap.

Strategic partnership turns run-down, extremely poor neighborhood of Anchorage, Ala., into a mixed-use residential and commercial center.

The case involved a lender leasing space in a bank office with the rental fee allegedly based on loan production.

Investors liked the results from the balance sheet restructuring the bank did in the fourth quarter.

There have been low levels of homebuilding in Nevada, Arizona, California and Florida due to the glut of cheap, distressed homes that flooded the market during the recession.

The complexity of regulations and the potential for updates or new guidelines renders static documents inefficient and inflexible.

Replacing .com with an industry-specific domain could mean a marketing boom for your business.

A 2012 attempt to get Republic Mortgage Insurance Co. off the books failed because of investor opposition.

The Rate Reset Protection option enables eligible borrowers to reset and lock-in a lower rate on a conforming, jumbo and super jumbo five-year adjustable-rate mortgage up to five times during the life of the loan.

A continuing stumbling block is that Fannie Mae and Freddie Mac are unhappy about having their liens on properties subordinate to PACE loans, a DBRS executive said at ABS West.

The registry is not entitled to be notified of a pending tax lien sale, the ruling states.

Current mortgage lending growth assessments are consistently pointing in one direction: jumbo loans, and to a lesser extent home equity credit lines. But these loans make sense only in certain areas.