Originations

This past year, most lenders experienced significant demand for mortgage products, driven by low rates and high refinance activity.

United Wholesale Mortgage sees new opportunities in construction lending.

The vast majority of loans originated today will qualify for the safe harbor.

It takes more than just refreshing your marketing to improve your image.

FOMC officials expect their bond-buying efforts will continue to support the mortgage market.

Competition is likely to heat up given that companies show more optimism about their individual production than that of the market as a whole, a Mortgage Bankers Association survey shows.

In December inventory shortages continued to drive down home sales an additional 3.5% on a year-over-year basis, says the Seattle-based online broker.

While there are some home sellers who are willing to accept the Internet currency for their property, the inherent volatility makes it difficult in a financed transaction.

Despite the risks, lenders have calculated that certain loans that fall outside of QM are worth making and holding on their balance sheets.

A mortgage bank provided an undisclosed amount of seed money for the automation that links lenders, buyers and real estate agents.

Ability to repay should not have an effect on activity going forward although the qualified mortgage rule will.

Janet Yellen previously distinguished herself at the central bank by issuing distinct warnings about the potential hazard impaired credit assets posed.

Since its inception in 2010, the Consumer Financial Protection Bureau has implemented wide-ranging changes to the rules and regulations governing financial institutions and other entities operating in the financial arena.

Managing credit unions in a rising interest-rate environment along with the pressure to write more consumer loans to offset falling mortgage lending will be key challenges to the credit union community this year, say top industry economists.

Taylor Bean & Whitaker Mortgage Corp. and Home America Mortgage resolved allegations that they falsified loan applications and misrepresented qualifications of applicants to secure federally funded insurance for home loans that ultimately defaulted.

A company's decision to commit to offering the loans despite new rules that increase their liability resonates with one reader. More reactions to recent stories follow.

While meeting past compliance deadlines has often felt like running a marathon, many in the banking industry view meeting the approaching Consumer Financial Protection Bureau's mortgage servicing deadline as a flat-out sprint.

Here are five tips for marketing your mortgage business online.

The bureau director supports monitoring all aspects of the qualified mortgage rule to see how it’s affecting the marketplace.

The Annapolis, Md.-based financial institution sold a book value of $48 million in loans during the second half of 2013.