Originations

Banks remain tight despite the drop-off in refinancings.

Redwood Trust continues to be the most active seller in the post-crisis jumbo residential-mortgage-backed securities market.

One commercial-mortgage backed securities deal is diversified by property type and highly leveraged, while the other has opposite traits. Both add to what could be record-setting fourth-quarter issuance.

Recent improvements in lending technology are having a strong impact on loss mitigation practices for lenders.

Buyer activity grows week-over-week, a trend lenders hope will continue.

The Department of Housing and Urban Development had alleged that Bank of America violated the Fair Housing Act by requiring applicants on parental leave to return to work before approving loans.

Sales have slowed since July when investors began demanding higher relative yields on jumbo mortgage-backed securities, but Citi’s proposed transaction suggests issuers are still trying to launch deals.

The homebuilder remains bullish on demand for new homes.

Rising home prices have “exaggerated” the improvement in the housing market.

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Ben Anderson produced $180 million in mortgages last year, according to Origination News.

WE’RE HEARING competition in the correspondent channel is heating up and some banks are reaching out to mortgage brokers and asking them to join their “mini-correspondent” programs.

The industry is uncertain how regulators will enforce the new rules. Most lenders are shying away from non-QM lending for now. And if credit is tightened, what will the effect be on the economy?

Only seven of the 17 Mortgage Industry Equity Composite stocks closed higher on Friday.

This index is designed to move slowly and not exhibit the same volatility as rates for other mortgage products.

Efforts to adjust to new market demands and comply with a heavily regulated mortgage lending marketplace involve anything from massive layoffs to speeding up loan processing automation.

The new underwriting tool could make it safer to originate higher-priced loans.

The mortgage insurer is in settlement talks to resolve the dispute over Countrywide originations which have gone into default.

Jumbo MBS started strong out of the gate this year, but the going has gotten tougher since then.

One good sign is commitments to purchase new loans edged up slightly in September.