Underwriting

Having the extra time for implementation has been helpful because mortgage companies were experiencing difficulties meeting the first deadline for the change in procedure, which affects government-insured reverse mortgages.

Mortgage interest rates increased for the third consecutive weak as strong housing data supported the market, according to Freddie Mac.

Ellie Mae's AllRegs unit has released a new version of its business information tool to help lenders and investors manage risk and identify market opportunities.

Real estate services provider Accurate Group has unveiled a new suite of products designed to facilitate title and lien clearance.

ClosingCorp, a resident real estate closing cost data and technology provider, has released Lumen Risk Management Suite, a group of services that help lenders manage the closing process.

Home prices in 20 U.S. cities appreciated at a faster pace in the year ended in December, a sign that a limited supply is forcing up property values.

Home prices fell slightly in December, keeping values down by more than 10% from the peak reached before the crisis, according to a monthly report from Black Knight Financial Services.

Most millennials do almost all of their other business on a portable device, so they want to have this same functionality when buying a home.

While many servicers are under pressure to sell of mortgage servicing rights, there's still a fair amount of interest in buying MSRs from other quarters of the market.

CFPB officials are keeping a close watch on the Qualified Mortgage and ability-to-repay rules to gauge whether further changes should be made. But mortgage numbers don't give a clear picture on what kind of impact they've had.

One of the things we're always telling consumers is that if they want to become responsible homeowners, they're going to have to learn to manage their finances, and that means budgeting.

With less than three weeks to go before new financial assessments for reverse mortgages became mandatory, the Federal Housing Administration announced Thursday that it will delay their effective date due to technical issues.

Amid a growing investor appetite for risk, efforts to standardize private-label securities are key to helping ensure the market's healthy return.

Sporting a black eye he got while playing basketball, CFPB Director Richard Cordray opened up to credit union executives about another dust-up — the decision to ease qualified mortgage restrictions for small and rural lenders.

Orlando homebuyers, particularly Hispanics, have had a more difficult time getting approved for mortgages than buyers nationally, a new study shows.

The average down payment amount increased in the fourth quarter of 2014, helped by gains in the job market and rising home values.

Recent moves to offer low down payment loans and cheaper mortgage insurance have been met with mixed reaction, as the opportunity for increased homeownership must be weighed against the potential of riskier lending practices.

Black and Hispanic Americans are twice as likely as white Americans to be denied a mortgage, according to a new report.

Mortgage fraud risk declined in the third quarter even as property valuation fraud risk increased, according to Interthinx.

When charging fees to borrowers with weaker credit histories, lenders should take great care to describe everything correctly and ensure such fees are not excessive.