Mortgages

Although the national outlook continues to improve as the worst of the housing crisis abates, foreclosures and real estate owned properties remain a concern for many markets throughout the country.

Regulators are going against Congressional intent in their latest "qualified residential mortgage" proposal, former Rep. Barney Frank said.

As mortgage interest rates rise and fewer prime borrowers are in the market to refinance, lenders are starting to loosen credit standards again, years after the housing crisis sparked a flight to quality. But amid growing compliance requirements and increased regulatory scrutiny, will this time be different?

Willow Bend Mortgage's Craig Schrank ranked No. 77 in the fifth annual Top Originators Survey. As we count down this year's top originators, check out the other loan officers who made the cut in the latest installment of the list!

The Federal Home Loan Banks' Office of Finance said members are borrowing more, yet net income for the system fell from the previous year.

Freddie Mac began offering the deals last year with the goal of sharing more risk with the private sector at the direction of its regulator.

The Department of Housing and Urban Development reached settlements with Bank of America and mortgage banking firm James B. Nutter & Co. over allegations that the lenders failed to perform due diligence in underwriting Home Equity Conversion Mortgage loans.

There's been froth in the U.S. housing markets in recent years. But a drop in activity this year means a bubble won't be a problem for 2014.

The minimal staffing and low net worth of these companies could be a precursor to an uptick in bad loans.

University of Wisconsin Credit Union's Ryan Boney ranked No. 112 in the fifth annual Top Originators Survey. As we count down this year's top originators, check out the other loan officers who made the cut in the latest installment of the list!

The lender can experience problems selling a loan that loses qualified mortgage rule's protection. The lender also could be stuck in a vulnerable position if that loan ultimately defaults.

Wells Fargo ended its partnership with Douglas Elliman and eight others it had last summer. The new partnership is with The Federal Savings Bank.

The allegations centered on the broker and original lender’s conduct in connection with a payment of a yield-spread premium.

Rising home prices have emboldened some lenders to search for remaining underwater borrowers who have not refinanced. Wishful thinking? Maybe, but with home purchases scare, lenders have few other options.

The combined disclosure regulation will have a more dramatic impact on operations and vendors than the qualified mortgage rule.

Be aware that the amount of borrower paid compensation cannot exceed the lender paid compensation.

Mortgage Master's Jamie Tyndall ranked No. 144 in the fifth annual Top Originators Survey. As we count down this year's top originators, check out the other loan officers who made the cut in the latest installment of the list!

PennyMac Financial Services, a mortgage banking company spun off from a distressed asset investor, announced a secondary public offering of existing shares.

Regulatory oversight is mounting for the appraisal management companies most lenders use to manage valuation compliance, so keeping tabs on them is more important than ever.

The Cincinnati-based bank scored highest in foreclosure prevention. Five of the top 10 servicers were notably absent from the honorees list.