Secondary markets

Radian Guaranty said “proactive capital management initiatives” were responsible for it being able to write policies in its main underwriting unit for all of 2012.

Ken Markison, the Mortgage Bankers Association’s regulatory counsel sees the relationship between the qualified mortgage, the qualified residential mortgage and the Home Ownership and Equity Protection Act as three concentric circles.

Two recent Department of Justice actions are likely the first of many asserting claims associated with past improper underwriting and lending practices.

The happiest professionals in all of mortgage banking today may very well be warehouse lending managers.

Fannie Mae’s $22.3 billion in year-to-date multifamily issuance through the third quarter suggests 2012’s total will easily top 2011’s.

Former Kondaur CEO Jon Daurio is out in the market trying to raise money for a new nonconforming lender.

The syndication of warehouse lines of credit may be staging a mini-revival.

Federal Reserve governors continue to view the housing recovery as weak despite its multiyear efforts, citing—among other concerns—tight mortgage underwriting standards.

The causes of the most recent downturn go back a lot further than mortgages made between 2005 and 2007.

In a letter, Sens. Mark Warner and Chris Coons raised concerns that requiring a “premium capture cash reserve account” would impede the return of a private securitization market.

The Federal Housing Finance Agency is seeking public comments on a new securitization platform for Fannie Mae and Freddie Mac.

The qualified mortgage rule—ever so briefly—became a topic in the presidential debate Wednesday night.

Explain to your customer that the credit score they obtain from one of those services could be vastly different than the one used for underwriting.

In September, commercial real estate loans in CMBS that were delinquent by at least 30 days or in foreclosure fell 14 basis points from the previous month to 9.99%.

Home loans were repaid in August at a pace that would erase 25% of the debt in a year, according to Lender Processing Services.

Nationstar Mortgage went from private equity flop to a top servicer of troubled loans, thanks to deft management and a Fannie Mae partnership once hidden even from parts of the government.

Record low interest rates have led to a spike in refinance volume, driving total mortgage application volume up by 16.6% on a seasonally adjusted basis for the week ended Sept. 28.

Churchill Mortgage is on pace for a record year in loan volume.

Bliss Sawyer sends an update about the Rural Development program to her referral partners.

Almost a month ago Mortgage Industry Advisory Corp. held an auction on $8 billion of Government National Mortgage Association servicing rights.