Mountain America Credit Union closed its first e-signed FHA mortgages, among the very first paperless loans executed under a policy enacted in January.

• Paperless FHA
• Servicing Roundtable
• Lender Outsourcing
• Appraisal Regulations

The Federal Housing Administration is struggling with a high premium structure and competition from VA and GSEs.

Underwriting is back in style and underwriters are in high demand as the requirements of investors and regulatory considerations require more documentation and more scrutiny around whether a borrower can pay back the loan.

A cybersecurity firm claims many large and small mortgage lenders are being careless with customers’ personal and financial data.

Home Affordable Refinance Program loans are receding with overall refinancing, but in January they still looked to be running at about 23% of agency refis. The program ends next year.

Black Knight Financial Services is seeking a buyer for PCLender, one of its three loan origination systems, three years after acquiring it.

Mortgage rates increased as the improving job market bolstered speculation that the Federal Reserve will keep scaling back its stimulus.

Mortgage applications fell last week as fewer consumers purchased properties and refinanced their homes.

Tree.com, the parent of LendingTree, increased fourth-quarter revenue by more than half from a year earlier, a feat the company credited to strategy changes and new products.

Hope LoanPort has started new collaborative partnerships with several national organizations to collectively provide foreclosure-related fraud prevention assistance to homeowners.

Fannie Mae researchers attribute the sharp turn in perceptions to winter blues.

Zaio Corp., a Canadian company that tracks property values in the U.S., is in talks to acquire Axis Appraisal Management Solutions.

FICO plans to release a new broad-based scoring model this summer that helps lenders analyze a consumer's credit risk with greater accuracy.

These companies have cut 21,500 employees since last summer.

Mortgage Technology is pleased to begin accepting nominations for the 2014 Top 50 Service Providers.

The nomination form is available on MT's website. Click here to access the application.

The Fix-It Award recognizes technology that provides an effective solution to a specific industry problem, need or channel. Learn about this year's finalists and see who won the 2013 MT Award.

Mortgage rates for 30-year loans fell for the first time in four weeks, decreasing borrowing costs for homebuyers as the recovery in prices stretched into 2014.

Mortgage applications rose 9.4% from a week earlier, according to the Mortgage Bankers Association's survey for the week ending Feb. 28.

Success in business, just as in team sports, depends on using the individual with the right skills to score.