Servicing

Higher unemployment has driven these indications of distress higher but most loans that financial institutions hold in their portfolios are still performing.

After home equity surged in 2023, average gains slowed last year before falling into negative territory over the past 12 months, Cotality said.

For 2026, the mortgage industry operating environment will improve, while nonbank financial metrics should be within Fitch's rating criteria sensitivities.

The new monthly reporting rule lists improved accuracy and timeliness of MBS payments among its goals, with implementation planned for February 2026.

Overall performance is stable but inflation and unemployment have hurt newer borrowers in some cases, according to Transunion's 2026 consumer credit forecast.

The decision in a New York case that is also undergoing federal review puts pressure on related parties to get things right within a statute of limitations.

In a world assailed by extreme weather, homeowners and purchasers need to know their property's vulnerability to wildfire or flooding. Ratings like those Zillow took down are a big improvement on often outdated federal flood maps and state wildfire maps. 

The provider of actuarial-related services is bringing a company that provides mortgage servicing rights analytics and risk management into the fold.

Federal Housing Finance Agency Director Bill Pulte should be called to testify before lawmakers no later than the end of January, the Democratic members of the Senate Banking Committee wrote in a letter Friday to Republican Chairman Tim Scott.