An Industry Moving Toward a More Intelligent Design

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Any examination of the future of mortgage finance should be grounded in four key pillars: people, policy, technology and capital.

To commemorate the 40th anniversary of National Mortgage News, the editorial team interviewed veteran executives from throughout the industry, and asked them to identify the defining moments and trends of the past that will shape and influence the future.

Their insights reveal a strong correlation between collaboration and innovation. Whether in the ongoing efforts to promote diversity and inclusion, or in the increasingly intricate interactions between technology platforms, the mortgage industry’s greatest accomplishments will continue to be achieved through coordinated efforts to make complex transactions accessible and transparent to consumers.

Also critical to this discussion is the ever-increasing role regulatory compliance plays in the business strategies of lenders and servicers. Not only has the breadth of regulatory requirements expanded, but the scope of oversight has broadened as well. As a result, the stakes have never been higher for the industry to meet these obligations.

As lenders and servicers continue to adjust to the industry’s changing landscape, it is essential to remember the lessons learned from the past in order to put future developments in context.

After all, in a business as cyclical as mortgage lending, those lessons are often the most telling indicators of what’s to come.

Explore the National Mortgage News 40th Anniversary Special:

How Mortgage Execs Can Nurture an Industry That Reflects Its Clients

Policy Shifts Reflect Servicing's Post-Crisis Priorities

To Redefine Mortgage Technology, Focus on Connectivity

Secondary Market Seeks Balance Between Private and Public Capital

Why the Homeownership Rate Will Never Return to Pre-Crisis Peak

How a Technology Revolution Enabled Mortgage Evolution

Turning 40 Never Looked So Good

The Rise and the Fall of the Mortgage Broker in Three Data Points

Nonbank Lenders' Market Share is at a Two-Decade High. Here's Why

Home Prices and Homeownership Rates Are Out of Whack

10 Bold Predictions for the Future of the Mortgage Industry

7 Legacies Left by Long-Gone Mortgage Companies

10 People Who Shaped the Mortgage Industry — Where Are They Now?

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Originations Servicing Mortgage technology Secondary markets Housing Compliance Career moves
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