Compliance & Regulation

One reason so many federal thrifts have switched to other charters is that the Qualified Thrift Lender test impedes their commercial lending. However, a top regulator says he wants it eliminated.

More regulations and higher costs are causing an increasing number of smaller financial institutions to consider having someone else originate loans for them.

The herky-jerky revival in residential real estate is causing headaches and strategic concerns for banks everywhere.

Edward J. DeMarco, who worked to shrink Fannie Mae (FNMA) and Freddie Mac (FMCC) as their U.S. overseer after the 2008 financial crisis, started a new job this week: senior fellow at the Milken Institute's Center for Financial Markets.

In less than one year, the new RESPA/TILA integrated disclosure final rule will take effect, impacting all aspects of lenders' origination processes and technology.

The time has come for residential private-label mortgage-backed securities in Canada, but the market will look nothing like the United States'.

Fannie Mae is planning to sell 10-year benchmark debt in the first offering of its type from a government-sponsored enterprise in more than two years, according to FTN Financial.

The collapse in U.S. home prices that stoked the worst recession since the Great Depression wasn't quite as severe as initially estimated, according to data from S&P/Case-Shiller.

Foreign-born nationals with U.S. citizenship have a lot of positive attributes that make them attractive mortgage applicants. What's even better is that millions are still renters.

The Federal Housing Finance Agency issued a proposal Tuesday designed to exclude captive insurers from the Home Loan Bank system.