Compliance & Regulation

Borrowers have been generally in a rush to refinance during the holidays. This year, there has been no such impetus.

The financial crisis brought with it an onset of unprecedented problems that now serve as the teaching lesson of our strict regulatory environment.

As FHFA director, Mel Watt will review proposed loan fee hikes.

Office property delinquencies fell by over $1 billion, retail dropped by $7 million, multifamily declined by $256 million, industrial fell by $109 million, and lodging dropped by $13 million.

Federal Housing Finance Agency claims against 12 companies, including Goldman Sachs Group and Bank of America, are still in litigation.

New data indicate a lot of mortgage market share “could be slipping out of the fingers” of lenders who have been sluggish in digitizing their operations.

Lenders don’t have to reveal internal reviews of the property’s value.

The agency has been modifying this rule since the start of 2013.

Insiders find Federal Reserve changes to its so-called quantitative easing policies in 2014 are not enough to ease housing market uncertainty.

So far, the big mortgage servicers have received stellar report cards for their compliance with the $25 billion national settlement. That could change this year as testing gets tougher—potentially costing these companies further embarrassment and penalties.