Digital Mortgage Direct Page

The American consumer is "in good shape" and spending more this month than a year earlier, even amid inflation, jittery markets and international tensions, according to Bank of America Chief Executive Brian Moynihan.

One man had paid bribes and kickbacks for improper sales of foreclosure properties, and another had engaged in ownership and wire fraud in a loan relief scheme, the courts determined.

California recorded the largest total of new starts, while Illinois, Delaware and New Jersey led all states in the rate of filings during the third quarter, according to Attom.

William G. (Bill) Stuart is the director of planning and business analysis at Voya Financial. He has been involved with Health Savings Accounts since their introduction in 2004 and writes frequently on compliance and strategy issues. He is the author of "HSAs: The Tax-Perfect Retirement Account." He chairs the American Bankers Association HSA Council's compliance committee, is president of the Massachusetts statewide chapter of the National Association of health Underwriters, and serves on the board and several committees at the Employers Council on Flexible Compensation.

In this session, Andrew Pohlmann, executive vice president of marketing and sales enablement at Guaranteed Rate, and Joe Welu, founder and CEO at Total Expert, will share proven strategies to deepen customer relationships, drive referrals, and boost ROI. 

In this live case study presentation, Jon Giles (TD Bank) and John Evans (Roostify) will demonstrate how TD Bank created a frictionless, integrated digital experience for their borrowers—from lead capture to close.

And a trio of large publicly traded nonbank lenders looking to defend market share may consider buying those mid-sized brethren, a Keefe, Bruyette & Woods report said.

Their summer gains come as home price growth begins to slip and reverse mortgage volumes hit a two-and-a-half year low in September.

Rising interest rates could force some community banks to fall below a critical capital threshold that the Federal Housing Finance Agency uses to determine eligibility for Home Loan bank advances.

The link between digital servicing and marketing automation will disseminate information through efficient means, such as a short video that explains escrow analysis.