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Home sales usually pick up in the spring, but Zillow's outlook indicates that higher mortgage rates and low inventory of for-sale homes will finally slow activity.

Serhat Guven is Willis Towers Watson’s Insurance Consulting & Technology Global Leader for P&C Pricing, Product, Claims, and Underwriting propostion.  He and his team are responsible for the delivery of consulting services and technology solutions that are uniquely designed to help insurers respond to significant industry trends; as well as provide carriers support in core areas that are fundamental for effective business management and profitability.

Prior to his current role, Serhat Guven was Willis Towers Watson’s Regional Line of Business Leader for the Americas. In this capacity he was responsible for go to market strategy and development of the full range of consulting services and software solutions to insurance companies. Before joining Willis Towers Watson, Serhat spent nine years in a variety of positions at United Services Automobile Association (USAA), where he was the technical expert on multivariate pricing, demand modeling, classification and tiering analysis, territorial ratemaking, and data management.

Serhat’s primary area of expertise is developing advanced analytics solutions for a wide variety of insurance applications.

Multiple factors have slowed residential sales, tightening the market for home loans for banks and credit unions.

The market is discounting the acquisition target’s stock price, largely over antitrust considerations, but execs dismissed the concern, and analysts said ways around it exist.

The move supports strong gains coming in from this side of the business, which helped the company return to profitability in the third quarter.

The moves were widely anticipated, with the markets already pricing them in, as the central bank attempts to get the upper hand on record-setting inflation.

In May 2021, Marlene was selected as a senior analyst in RSM’s cutting-edge Industry Eminence Program, which positions its senior analysts to understand, forecast and communicate economic, business and technology trends shaping the insurance industry. As an accomplished leader, she brings her clients a matchless perspective having spent more than 20 years in the insurance industry. 

Tom Tovar is CEO and co-creator of Appdome, a no-code mobile security solutions platform. Prior to Appdome, Tom served as executive chairman of Badgeville, an enterprise engagement platform acquired by CallidusCloud; CEO of Nominum, a DNS security and services provider that was acquired by Akamai; and chief compliance officer and VP of corporate development and legal affairs at Netscreen Technologies. He began his career as a corporate and securities attorney with Cooley Godward LLP.

Tovar holds a JD from Stanford Law School and a BBA in finance and accounting from the University of Houston.

Scott Snider is the president of the Exit Planning Institute and a nationally recognized industry leader, growth specialist and lifetime entrepreneur.