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The Consumer Financial Protection Bureau is examining whether artificial intelligence discriminates against minorities and other applicants. But GreenState Credit Union in Iowa says the technology can be harnessed to make lending fairer in underserved communities.

This part of the city's market is still struggling to recover from the pandemic, lagging the frenzied overall housing market in speed and price appreciation.

Sales of previously owned U.S. homes fell in March to the lowest since June 2020 as historically low inventory paired with rising mortgage rates curbed purchases.

Pandemic economics forced all lender attention on high-volume refis and lightning-fast purchases and made consumers expect push-button ease more than ever. Now lenders must meet diversification and one-stop-shop customer expectations at once. What services are best under a lender roof vs. integrated via technology? How do you deliver what consumers expect in the current regulatory climate?

Myths will undoubtedly limit the possibilities of your brand. Who knew, but when it comes to home ownership, Gen Zs have lofty goals. What are the key issues you should consider for the Gen Z market?

Innovation brought to the stage. Explore the latest software solutions through curated presentations designed to inspire, drive efficiency, and transform the way you do business. • Tavant • Ice Mortgage Technology • First American Docutech • Notarize • Black Knight

Why don’t consumers think of mortgage servicers for new refis and purchases, and how do we fix it? Four of five refi consumers leave their servicer, and they don't think of servicers when buying a home because they think of the home and not the loan. Do all originators need to become servicers? Will smart servicers eventually keep all new originations? Or will originations & servicing always be separate businesses?

How does a financial services firm become a consumer’s preferred stop for any financial need? By streamlining the banking process and enhancing consumer experiences with demonstrated understanding of their banking desires, financial services firms can build loyalty and support consumers along their financial journey through proactive finance.

Moving towards bank-like capital standards for all independent mortgage banks that sell loans to Fannie Mae and Freddie Mac could limit consumer access to mortgage credit, writes Community Home Lenders Association executive director Scott Olson.

Innovation brought to the stage. Explore the latest software solutions through curated presentations designed to inspire, drive efficiency, and transform the way you do business. • Clear Capital • Blend • Freddie Mac • Mortgage Cadence • Pavaso