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On an adjusted basis, reverse mortgage company Finance of America reported $14 million in net income, down from $33 million in the third quarter.

CEO Anthony Hsieh said refinances should provide notable benefit to its direct lending unit a day after LoanDepot announced a return to the wholesale channel.

Stan Smith is founder and CEO of Gradient AI, a provider of customized artificial intelligence solutions for the insurance industry. The company's full-cycle management platforms help improve loss ratios and profitability by predicting underwriting and claims risks with heightened accuracy and reduce quote turnaround times and claim expenses through intelligent automation.

With nearly 30 years of experience growing AI and technology organizations, Stan's leadership has resulted in proven AI solutions that yield solid financial performance for Gradient AI's customer portfolio, as well as improved treatment and outcomes for individuals.

Comptroller of the Currency Jonathan Gould said that the Office of the Comptroller of the Currency would continue to pursue its view on federal preemption of state banking policy in court and in Congress.

Civil rights groups object to a $68 million settlement between the Department of Justice and Colony Ridge Development in Texas, calling the deal a sham because it funnels $20 million into immigration enforcement and surveillance of victims.

Nonagency underwriting is expanding but the public sector is a different story due to recent performance issues, according to the Mortgage Bankers Association.

UWM raised its Q1 and full-year 2026 revenue guidance ahead of Two Harbors' March 16 shareholder vote, citing AI efficiency gains, amid stock volatility since the merger announcement.

Several mortgage wholesale and partnership channel announcements came out coincidentally following loanDepot's return to the broker channel.

Cory McNeley is a managing director at UHY and leader of the technology innovation service line, which provides digital strategy, technology sourcing, technology automation, digital transformation, and artificial intelligence and machine learning advisory services to strengthen and transform the office of the chief financial officer. Drawing from over 20 years of experience, his expertise spans international operations, manufacturing, defense and aerospace, retail, government and service sectors.