The mortgage industry's digital transformation is revolutionizing the home buying experience and upending the status quo for lenders and servicers. The Digital Mortgage Conference is the premiere event exclusively dedicated to these developments, bringing over 1,500 professionals to Las Vegas on Sept. 17-18 for keynote speakers, panels and the main attraction: live product demos showcasing the latest mortgage innovations.

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Digitization presents opportunities for lenders to streamline the mortgage process in ways that benefit them and their borrowers, but three things stand in the path to full adoption.
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Fiserv Inc. -
Nicole Valentin-Smith is director, client management, digital lending and origination at Fiserv Inc.
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Buyers are rushing into the housing market to take advantage of falling borrowing costs. Now, they're facing rising prices.
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Lauren DeMarco is the director of market operations for Central and South Florida at staff and recruiting company
Aston Carter . Her teams specialize in staffing temporary and consulting needs in accounting & finance, corporate services, contact centers and marketing. She began her career at Ernst & Young.February 12 -
Michael Johnson is executive vice president of supervision, regulation and credit at the Federal Reserve Bank of Atlanta.
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Raphael Bostic is the 15th president and chief executive officer of the Federal Reserve Bank of Atlanta.
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Federal Reserve Chairman Jerome Powell told senators that the central bank is willing to explore a credit-sensitive interest benchmark in addition to the secured overnight financing rate, which some banks say could cause problems during economic stress.
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NMI Holdings saw its insurance-in-force grow 38% over the past year as 90% of its clients used its black box pricing module during the fourth quarter.
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Refinance application activity last week was the highest in nearly seven years, with more than triple the volume from one year ago, according to the Mortgage Bankers Association.
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Ms. Washburn is a Managing Director at Municipal Market Analytics (MMA), an independent research and consulting group that publishes commentary on the US municipal bond market. Prior to MMA, Lisa was a managing director at Moody’s Investors Service where she managed several ratings teams and led various high profile projects, including the agency’s first municipal default study and the 2010 municipal rating recalibration.� Lisa is currently serving as the 2016 Chair of the National Federation of Municipal Analysts (NFMA) and has been on the Board of Governors and led many of the organization’s committees since 2008.�� She is also a member of the Municipal Analysts Group of New York (MAGNY).� She has an undergraduate degree in finance from Lehigh University and holds the designation of Certified Management Accountant.��
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