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Twenty-year mortgage terms and lower debt-to-income ratio would more responsibly support increased homeownership than many Biden-era initiatives says the co-director of the American Enterprise Institute's Housing Center.

Claribel Lizardo-Gonzalez is the Director of People and Culture at Hack.Diversity, a nonprofit that partners with organizations to tap into the full potential of the talent landscape and co-design impactful strategies to transform the workplace for all employees. The nationally recognized nonprofit has grown into a movement of belonging in the tech workplace, achieving generational wealth-building impact for 500+ technologists in Boston and New York City.

Industry trends since the Great Financial Crisis have sparked rising interest in private asset-backed finance.

Higher mortgage rates will persist through 2026, affecting sales and refinancings. Those expectations led Fannie Mae to cut its volume outlook for the next two years.

Alex Ford is the global chief revenue officer and president of North America with Encompass Corporation. In 2024, she was named one of American Banker's Most Influential Women in Fintech.

Fewer consumers applied for government-backed loans last week, with average interest rates for Federal Housing Administration loans stuck in the high 6% range.

Senate Republicans would like to do a large bill on immigration and energy first and then tackle tax reform in a second bill. House Republicans prefer one large bill.

Cases involving accusations of redlining, kickbacks, underpaid employees and more swept across the mortgage industry in recent months.

Broward County in Florida has the highest property tax increase since 2019, at 56.80%.

Fees falling outside of tolerances cost the industry more than $1 million per 1,000 loans, according to an ICE Mortgage Technology study from earlier this year.