The mortgage industry's digital transformation is revolutionizing the home buying experience and upending the status quo for lenders and servicers. The Digital Mortgage Conference is the premiere event exclusively dedicated to these developments, bringing over 1,500 professionals to Las Vegas on Sept. 17-18 for keynote speakers, panels and the main attraction: live product demos showcasing the latest mortgage innovations.
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A trigger occurs if the reserve fund is less than 50% of the reserve fund target amount, or if the payment date where the outstanding HEA valuation is less than 80% of the starting home valuation.
September 19
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Trended credit data that the industry's increasingly required to use could help mortgage firms better forecast delinquencies and prepayments, a new study finds.
September 19
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While the Freddie Mac survey found the 30-year fixed fell 11 basis points, other indicators, including the 10-year Treasury yield, have all increased.
September 19
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Contract closings decreased 2.5% from a month earlier to a 3.86 million annualized rate, according to figures released Thursday from the National Association of Realtors.
September 19
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The winner wowed judges with a natural-sounding artificial intelligence tool that also explained its decision-making on the back-end.
September 19
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The Tax Cuts and Jobs Act, Trump's signature tax law, capped the value of the state and local tax write-off deduction at $10,000, which had a disproportionate effect on communities with higher taxes and property values — areas which tend to be dominated by Democrats.
September 19
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Agencies must now provide clearer justifications for their interpretations, while Congress needs to draft more precise legislation. The decision could empower banks to challenge agency rules more frequently and potentially prolong regulatory processes, with courts giving less deference to agency interpretations.
September 19
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Amber Zeise is the director of people at Cocoon, a leave management platform that streamlines the process of managing employee leave. Amber is committed to creating transparent and consistent processes that not only empower employees, but also drive business success. With a strong background in recruiting, she is deeply passionate about Diversity, Equity, Inclusion, and Belonging (DEIB) and excels at establishing structured recruiting practices, as well as optimizing the entire employee lifecycle to foster a more inclusive, efficient workplace.
September 18
