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  • Originations
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    • Secondary Markets
    • Fannie Mae
    • Freddie Mac
    • GSEs
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  • LEADERS
  • Featured Research
  • Racial bias
    A model project shows how public-private alliances can lead to home ownership

    Nonprofit housing developer James Armstrong shook hands with West Dallas residents and some of the city's top brass on an empty field where a rare deal was done.

    November 28
    Dallas homes
  • Housing markets
    Fancy grocery stores can boost local home values, analysis finds

    Living next to an ALDI's, Trader Joes or Whole Foods increases home price appreciation, according to an Attom report.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    November 23
    Buffalo, New York, USA- September 2, 2019: Aldi food market in B
  • Are Housing Declines Still Leading Indicators for Recessions?
    It has been widely reported that the housing market is in a recession. Though prices remain high, sales of existing homes were down 30% as of August 2022, as were sales of new homes. Historically, housing declines are harbingers for recessions, but is a recession imminent this time?
    Partner Insights from CoreLogic
  • Commercial banking
    Wells Fargo charged borrower $40,000 in excessive legal fees, judge rules

    The case involved a customer who was charged $100,000 in legal fees when he tried to pay off a commercial mortgage early. After the borrower waged a nearly decadelong legal fight, a Florida court ordered the bank to reimburse a portion of the fees.

    By Orla McCaffrey
    Staff Writer
    November 22
    Wells Fargo signage is displayed on the exterior of a bank branch in Dallas.
  • Originations
    8 things to know about the post-layoff mortgage workforce

    While mass firings abound, the employment situation is not moribund for those with certain skills sets in demand.

    Brad Finkelstein Author Image
    By Brad Finkelstein
    Originations Editor
    November 21
    Hiring or firing symbol. Businessman hand turns a wooden cube and changes the word 'firing' to 'hiring'. Beautiful yellow table, white background, copy space. Business and hiring or firing concept.
  • Mortgage technology
    What is shadow IT and why is it a threat to mortgage lender security?

    Tech executives say that improperly incorporating new software with existing systems can result in breaches and leaked personal identifiable information.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    November 16
    UK Water Supplier Hit by ‘Extremely Concerning’ Cyberattack
  • Payments
    How a bad economy could be good for fraudsters

    Synthetic-ID scammers can use the same techniques they honed for stealing from banks to target consumers facing economic hardships.

    By Kate Fitzgerald
    Senior Editor, Payments
    November 14
    Online banking login or hacker
  • Regulation and compliance
    Property comparisons are at heart of appraisal bias, advocacy groups claim

    Choices of which homes are used for comparisons play a major role in disparate home valuations for Black and white homeowners, according to studies recently released by the National Community Reinvestment Coalition and academic researchers.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    November 11
  • First time home buyers
    Minority homeownership jumped last year, but challenges lie ahead

    It came as a surprise to many housing experts that Asian, Black and Hispanic homeownership rates all jumped last year by more than 2 percentage points, according to quarterly Census Bureau data.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    November 7
    Newsom Signs Laws To Ease California Housing Crisis
  • Career moves
    Wells Fargo promotes Fercho to lead its diversity and inclusion group

    Kristy Fercho, who's run the bank's home lending division since August 2020, will report directly to CEO Charlie Scharf and sit on the operating committee. Last year, she became the first Black person to chair the Mortgage Bankers Association, and she took the top spot in American Banker's Most Powerful Women to Watch this year.

    By Polo Rocha
    Staff Writer
    November 1
    Fercho Headshot.jpg
  • Politics and policy
    What happens when the CFPB's funding question hits the Supreme Court?

    Legal experts are gaming out the various options for the CFPB after a three-judge panel of the U.S. Court of Appeals for the 5th Circuit ruled on Oct. 19 that the bureau's funding is unconstitutional.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    November 1
    Supreme Court
  • Politics and policy
    How home appraisal reforms aim to reduce bias

    Major efforts are underway to eliminate discriminatory practices in property valuations.

    By Courtney Hoff Dockerty
    Writer, Growth Content
    October 31
    FHFA headquarters in Washington, D.C.
  • Loan Think 3 things Finance of America should have done

    A former director of digital turned enterprise consultant offers a perspective on how things could have gone differently for the lender that recently exited the forward-mortgage business.

    October 31
    Steven Cooley
    Steven Cooley
    Mortgage Advisor Tools
  • Regulation/Compliance
    Lenders can be cautiously creative regarding LO comp

    Just because regulators have not initiated any enforcement actions since 2014 doesn't mean they aren't watching.

    Brad Finkelstein Author Image
    By Brad Finkelstein
    Originations Editor
    October 27
    paystub.jpg
  • NMN MBA Annual 2022
    Lenders must avoid 'dark pattern' practices, legal experts say

    Regulators are raising alarm over the design applications that can manipulate consumers into buying products or services or compromise their personal information.

    Andrew Martinez Author Image
    By Andrew Martinez
    Reporter
    October 27
    Tom Clerici and David Shirk MBA Annual 2022 Cybersecurity Panel.jpg
  • Mortgage technology
    Many still prefer in-person closings, 19% prefer RON: Solidifi

    However, of those that would choose face-to-face interaction, 40% want it to include a hybrid or fully digital process.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    October 26
    Closing Day Date Calendar Word Circled Close 3d Illustration
  • Achieving Success: Making Home Possible in a Changing Market
    Freddie Mac All For HomeSM is about the housing industry working together to help more people achieve the dream of homeownership, especially in underserved markets. The Home Possible RISE Awards® program rewards this focus and those who embrace making home possible for all.
    Partner Insights from Freddie Mac Single Family
  • Co-Borrowing Is on the Rise for First-Time Homebuyers
    As home prices remain high amid a competitive market, an increasing percentage of young first-time homebuyers are relying on support from older generations, including their parents, to buy a home together. A family member or friend can support a homebuyer by co-signing for a mortgage or listing themselves as a co-borrower. Combining income with a co-borrower allows borrowers to qualify for a higher loan amount. Read the research.
    Partner Insights from Freddie Mac Single Family
  • Helping You Leverage the ADU Boom
    Accessory dwelling units (ADUs) are taking the main stage as a solution to add affordable housing units to the market. In fact, The White House recently convened a panel aimed at identifying strategies to make ADU construction easier, including streamlining the permitting and construction processes and making financing more accessible. Learn more about expanded policies for properties with ADUs, providing additional eligibility opportunities to responsibly finance ADU purchases and renovations.
    Partner Insights from Freddie Mac Single Family
  • Data privacy
    Consumers could soon see which Plaid apps access their account

    The data aggregator announced a product this week that allows banks to build data privacy portals, where consumers can see who has access to their account data.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    October 20
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THE TOP PRODUCERS OF 2025

The loan originators who kept deals flowing last year reveal the secrets to their success

NMN_May_2025.jpg
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