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The average VantageScore last year was higher than it has been since 2007 due to improved hiring and despite stagnant wages that aren't keeping pace with rising debt levels.
January 11 -
The Senate Banking Committee is expected soon to release a bipartisan bill that would significantly reshape the housing finance market, but key issues remain unresolved.
January 8 -
Consumer confidence in the housing market during December was better than it was 12 months prior but weaker than in November.
January 8 -
MountainView is brokering a nonrecourse $3.5 billion package of Fannie Mae and Freddie Mac mortgage servicing rights on behalf of an unnamed seller.
January 5 -
Fannie Mae's serious delinquency rate climbed to a high not seen since March 2017, but remained lower than it was 12 months prior.
January 2 -
The GSEs are on their way to paying back the money they owed the government under the original bailout deal made at the height of the financial crisis, making 2018 an opportune time for an overhaul of the housing finance market.
December 29
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From deregulation to digital innovation, here's a look at the top storylines that defined the mortgage industry in 2017.
December 26 -
Shifting policy stances and a renewed focus on housing finance reform from the White House could make 2018 a breakout year for Congress to finally resolve the conservatorship of Fannie Mae and Freddie Mac.
December 26 -
Fannie Mae and Freddie Mac have new technology-driven initiatives planned for 2018 that are expected to help lenders improve the borrowing experience for home buyers and make full use of the government-sponsored enterprises' credit box.
December 26 -
Most housing finance companies are preparing to fight for a dwindling number of loans and operate on thinner margins.
December 26 -
The announcement Thursday that Treasury Secretary Steven Mnuchin and Federal Housing Finance Agency Director Mel Watt agreed to let Fannie Mae and Freddie Mac each build a $3 billion capital buffer avoided a potential crisis.
December 21 -
Fannie Mae and Freddie Mac will be allowed to build capital buffers to protect against losses under an agreement between the Treasury Department and the Federal Housing Finance Agency announced on Thursday.
December 21 -
For decades, Fannie Mae and Freddie Mac helped working-class Americans get mortgages. That essential and powerful role in the national economy is fading.
December 20
National Community Reinvestment Coalition -
The government-sponsored enterprises are at the heart of our housing finance problems, not the solutions.
December 20
American Action Forum -
The two government-sponsored enterprises have relied on the “classic” FICO credit scoring model for the past 12 years. But the Federal Housing Finance Agency is weighing whether the GSEs should upgrade to more recent scoring alternatives.
December 20 -
Updated dynamic and interactive versions of Fannie Mae and Freddie Mac's redesigned Uniform Residential Loan Application are out.
December 20 -
Fannie Mae and Freddie Mac's final Duty to Serve plans are moving ahead with expanded support for manufactured housing through both single-family and multifamily programs, including controversial personal property loans.
December 18 -
Just over half of the collateral for the $883 million deal is eligible to be purchased by Fannie or Freddie; the bank itself contributed nearly half.
December 12 -
Fannie Mae and Freddie Mac will suspend the evictions of foreclosed single-family properties during the holiday season, according to the government-sponsored enterprises.
December 11 -
Fannie Mae is starting to relocate staff in the Dallas area into a new office and will soon move its Washington, D.C., headquarters.
December 8




















