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Even though the SAFE Act does not require AI loan officers licensing, other laws, as well as regulators, still look for a person to be responsible.

The government-related market's push has intensified efforts to draw up classic FICO comparisons or set up interim rating policies pending more data.

The changes provide standardized appraisal guidance in advance of a mandatory compliance date to a new reporting format in November this year.

Provident Bank says My Mortgage used a $10 million line of credit to fund dozens of ineligible, dilapidated properties and sold them to their own employees.

Clayton, as US attorney for the Southern District of New York, heads the nation's most prominent federal prosecutors' office.

An economy that's been good for the rich makes shares of high-end homebuilders a better bet than those focused on entry-level buyers, according to one Wall Street analyst.

OneTrust Home Loans says its employees secretly used Floify to funnel loans to brokerage E Mortgage Capital, which were then funded by the wholesale giant.

The government-sponsored enterprise left its mortgage rate predictions unchanged for 2026 but revised next year's likely average slightly upward.

Federal prosecutors arrested and charged Mahender Makhijani, 44, with orchestrating a $100 million bank fraud against Western Alliance Bancorp.

More than half of prospective buyers said they would be comfortable purchasing a home without any direct human involvement, according to an industry survey.